ApruebaCredito

Why Choose ApruebaCredito?

• No need for collateral or advance payments.
• Rewards for good credit history.
• Applications are accepted from anywhere in Colombia.
• Flexibility in using the funds.
• 24/7 application availability.
• Loan amounts range from COP $100,000 to COP $4,000,000.

Product Overview

• Loan Amount: From COP $100,000 to COP $4,000,000.
• Repayment Terms: 120 to 180 days.
• Interest Rate: 0.05% per day (annual maximum interest rate of 18.25%, equivalent monthly rate of 1.52%).
• Value Added Tax (VAT): A 19% VAT applies to the commission in accordance with Colombian policies and laws.
• APR: 18.25%.

Example Calculation

If a user applies for a personal loan of COP $200,000, the details would be as follows:

• Duration: 91 days.
• Interest: 200,000 * 0.05% * 91 = 9,100.
• Commission and VAT: 9,100 * 19% = 1,729.
• Annual Interest Rate (APR): 18.25%.

The total repayment amount would be COP $210,829, with three monthly installments of COP $70,276.33 each.

Loan Requirements

• A mobile phone number and a stable income are required.
• The applicant must be at least 20 years old.

Privacy Policy

Upon downloading ApruebaCredito, you will be asked to authorize access to your mobile phone information for identity verification and loan eligibility assessment. Your data is protected by the highest security standards globally, and we will never share your information without prior consent. We will keep you informed about any data we collect. If you do not agree to grant us access to your information, we will not gather any data about you.

Contact Us

• Email: help@apruebacredito.com
• Address: Calle 108#92-10, Chico Bogotá, Colombia
• Business Hours: Monday to Saturday from 9:00 a.m. to 6:00 p.m.